Sterling Life Insurance Company was established in 1958. In 1999, Sterling contracted
with its sister company, Olympic Health Management Systems, Inc., to develop products
for the rapidly expanding market comprised primarily of older Americans. Sterling’s
national licensing and Olympic’s expertise in designing products and services exclusively
related to the Medicare population have blended to form a team that is stable, innovative,
and responsive to the needs of clients and beneficiaries.
Today, Sterling offers a variety of products and services to fit the needs of Medicare
beneficiaries. The combined staffing of the two sister companies has grown to over 1,000
talented and diversified people working together to achieve a number of industry “firsts.”
Sterling was the first to successfully contract with the Centers for Medicare & Medicaid
Services (CMS) for a newly-authorized product, Private Fee For Service (PFFS). By
incorporating this plan into its already established Standard Medicare and Medicare
Select insurance plans, Sterling became the first to offer this mix of products in one
platform. It is believed Sterling was also the first to allow enrollees/policyholders
to move between health plans as their needs change without additional underwriting—an
extraordinary feature we call Choice and Mobility.
Today Sterling is licensed in 49 states, plus Washington, D.C., and has sales offices
spanning the nation. The product line continues to grow and now includes Life products
and Prescription Drug plans. The products and services will not stop here. Our Business
Development Team is constantly looking for new programs that will benefit the Medicare market.
Sterling is rated “A-” (Excellent) by A.M. Best. Combined Insurance Company of America,
Sterling’s parent company, has earned an “A” (Excellent) rating from A.M. Best.* Sterling,
Olympic and Combined are subsidiaries of Aon Corporation, a holding company that is
comprised of a family of insurance brokerage, consulting and insurance underwriting subsidiaries.
With the Medicare market booming, Sterling’s future looks very bright. Sterling has the
right products, the right partners, the right audience, and the right people.
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“Their integrity is what sold me on Sterling. Really.”
—Kathy L., Sterling Customer
“Sterling is a very great item in our life, a peace-of-mind item for us,
and probably one of the greatest insurance companies that I’ve ever dealt with.”
—Robert K., Sterling Customer
*"A" and "A-" rated organizations are defined by A.M. Best as Excellent companies and are considered to have a
strong ability to meet their obligations.
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