* First year income sample assumes the Sales Agent qualifies for monthly development incentive of $1,000. The charts above demonstrate the possible annual incomes that a Sales Agent and a Field Sales Manager can attain at various average sales levels dependent on commitment, activity level and skill development. These sample income levels are based strictly on the examples of average net sales per month, represent no guarantees of compensation, and may vary slightly in the states of Montana and Washington. Sterling offers a generous bonus structure. We offer incentives through intermittent bonus programs and contests throughout the year, focusing not only on quantity but also on activity. Another way we show our appreciation is by offering our employees a comprehensive benefit program that offers financial protection and opportunities to provide for retirement needs. The following chart shows when participation in each benefit plan begins, whether coverage is automatic or voluntary, who pays for it and the tax treatment of your contributions. This represents current benefits and is subject to change. *To be eligible for the Savings Plan, you must be a U.S. field Sales Agent of the company credited with 1,000 hours within a 12-month anniversary period and be at least 21 years of age. Other benefits include: Company employee status (vs. independent contractor) Paid classroom training allowance Employee Assistance Program National Merit Scholarship Program Direct bank deposit Matching gifts program An Equal Opportunity Employer

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